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What are the differences between Chapter 7 and 13 bankruptcy?

To shed financial stress and obtain a fresh start, many Ohio residents have turned to bankruptcy over the years. The most common bankruptcy programs are Chapter 7 and Chapter 13, so how can you know which is right for your situation? According to Experian, Chapter 13 is considered a reorganization bankruptcy and Chapter 7 is referred to as a liquidation bankruptcy.

Chapter 7 is often ideal for those with limited incomes who may not be able to pay back even a portion of their debts. To pay off the debt, most of your property and assets will be sold. With Chapter 13, you can keep your property if you keep up with a repayment plan that was approved by the court.

You can protect your marriage with a prenuptial agreement

Prenuptial agreements are often overlooked by couples in York County who do not realize just how valuable they can be, both for protecting the individuals and protecting the marriage itself. When used correctly, these agreements can strengthen a marriage and allow spouses to create boundaries around personal and marital property.

These are not only tools for the wealthy. A prenuptial agreement can benefit almost any marriage if a couple takes time to build one properly.

Mobility loss following a car crash

When someone is involved in a car wreck, their life may immediately transform in terrible ways. They may be hospitalized and in a great deal of pain, or they may have mental trauma and financial hardships stemming from the wreck. In some instances, people are never able to recover from an accident and the physical consequences of their injuries may follow them for the rest of their lives. For example, some car crash victims struggle with limited mobility, which can disrupt their lives in countless ways.

If you have limited mobility following a motor vehicle collision, you may not be able to perform your job duties any longer. Or, you may be forced to quit a hobby that you have enjoyed for many years, such as surfing, golfing, jogging, bodybuilding or any other number of physical activities. For children, limited mobility may leave them unable to experience their childhood to the fullest and it may prevent them from pursuing their dreams.

Why is budgeting important with chapter 13?

If you’ve recently filed for chapter 13 in Ohio, creating a solid budget should be your next step. Adhering to the terms of your repayment plan is a must. If you’re unable to pay according to the schedule you run the risk of having chapter 13 revoked, which means you’ll be responsible for the total amount of debt you owe. To help you get by, U.S. News & World Report offers the following budget tips.

Have a goal in mind

Is my partner being unfaithful?

Infidelity is a leading cause of divorce for many couples in Ohio. Even the suspicion of cheating can negatively impact a marriage, which is why so many couples want answers when they believe they recognize the signs. While each person is different, Psychology Today explains some of the common signs of infidelity so you can make the best decision for you and your family.

Deflection

How does a court determine who gets the children in divorce?

If you are a parent just beginning the divorce process, you may be concerned about child custody. Although parents can work together to find an agreeable custody option, sometimes negotiations do not work out and a court must determine the most appropriate custody arrangement. If this may be a possibility in your situation, it can be helpful to understand how the court makes this type of decision.

Two types of custody

Know if drunk driving tests are mandatory

When Ohio residents get pulled over for drunk driving, law enforcement officials may ask drivers to take field sobriety tests. Some drivers may not want to perform these tests. However, it is important to understand that some of the tests may not be optional.

There are different kinds of tests law enforcement may ask drivers to perform. FindLaw says that law enforcement officials might ask a person to take a blood test. People do not always need to agree to take this test. This is because the U.S. Supreme Court ruled in 2016 that when a driver gets pulled over for drunk driving, he or she is not obligated to take a blood test.

Misdemeanor vs. felony charges

If you are facing criminal charges in Ohio for the first time in your life, whether they are for a misdemeanor or felony, you may not know what to do or what happens next. The team Triplett McFall Wolf Law, LLC has experience representing clients who need an attorney who will fight for the best possible outcome.

According to FindLaw, most states segment crimes into categories; with classes in each that determine sentencing guidelines for the maximum amount of jail time an individual will serve. Crimes involving a jail term of at least five days, but less than a year are typically misdemeanors. Depending on the specific details of the crime and your history, prosecutors have significant flexibility regarding charges, whether they offer a plea bargain and the sentence length.

What to know before making a slip and fall claim

Ohio weather can be unpredictable. A sudden rainstorm can cause a ceiling to leak, or a snow squall can make sidewalks and entryways slick. If you slip and fall while on someone else’s property, there may be grounds for a claim, depending on the circumstances. At Triplett McFall Wolfe Law, LLC, our team often represents accident victims, helping them get the compensation they deserve.

According to FindLaw, people get hurt every day due to slipping and falling. It can be difficult to prove negligence on the part of the property owner. Before taking the case to court, you need to ask if there were steps taken to maintain reasonable safety conditions? The law requires property owners to ensure their property is free from dangerous conditions, within reason. It also considers whether the person who fell was taking appropriate precautions in their specific situation. 

How can I help my kids cope with divorce?

The end of your marriage is sure to have an impact on your kids. Even if you and your ex are on good terms chances are your children will experience a range of negative emotions, from anger to guilt and virtually everything in between. Very Well Family explains some of the emotional effects kids experience after their parents' divorce, as well as tips on how you can handle the issue.

Children may feel guilty

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