Triplett McFall Wolfe Law, LLC

Bellefontaine Legal Blog

Turning your life around after divorce

Some people have negative images come to mind when they think about the divorce process, whether they picture a heated custody dispute or emotional and financial challenges associated with various family law issues. To be sure, divorce can be very challenging in a number of ways. However, divorce should not always be seen from a negative point of view. In fact, divorce can be incredibly helpful for many people, and some people are able to reach new heights and pursue their dreams after their marriage comes to an end.

If you are preparing to divorce, are in the middle of the process or have recently gone through a divorce, you should focus on ways to improve your life. There may be a number of steps you can take to improve your current quality of life and enjoy a more favorable lifestyle in the future. For example, you may be able to devote more of your time and energy to your career, which could lead to better job opportunities and financial growth. Or, perhaps you will be able to improve your social life and spend more time with your family members. For some people, divorce encourages them to start exercising and improve their diet.

A failed field sobriety test is not always proof of OVI

Before you can be convicted of operating a vehicle impaired, the Ohio prosecutor must provide evidence that you were, in fact, intoxicated. If a law enforcement officer administered the standardized field sobriety tests and used the results as the basis for arresting you, you may have a solid argument against that "proof." We at Triplett McFall Wolfe Law, LLC, often help people contest the outcome of field sobriety tests.

AAA explains that the battery of three tests often does correctly reveal that a driver is intoxicated. In fact, studies show that when administered correctly, they predict legal impairment more than 90% of the time.

Stopping debt collection with the automatic stay

People who owe more than they can pay quickly learn that debt collectors push the boundaries of the collections tactics allowed by the law, or often ignore the law entirely. Dealing with collections calls is only one of many stressful things that unmanageable debt brings, and many people feel completely overwhelmed by these pressures. If you have screened calls from your credit card provider, car dealer and mortgage company all in one day, you understand the feeling.

Fortunately, the law provides protection for debtors who need a fresh start. Filing for bankruptcy includes an automatic stay, which places an immediate halt to collections actions from lenders and other parties attempting to collect from you. This is an important tool when you need to protect your home and the few resources you have while you get back on track financially.

How can I repair my credit history after bankruptcy?

If you're faced massive debt, bankruptcy is a good option to get your finances back in order. However, you're probably concerned about the impact filing will have on your credit history and how this will affect your ability to secure loans and credit in the future. In this case, The Balance offers the following tips on how you can begin to repair your credit after filing for bankruptcy. 

Make payments on time

What do I need to know about the insanity defense?

Due in part to its popularity in crime fiction and on the big screen, many people in Ohio think of the insanity defense as a foolproof tactic when facing criminal charges. Unfortunately, this is far from true. The insanity defense is rarely used in court and its success rate is low. According to a Science Direct article, only 1 in every 1000 cases ever involve the insanity plea worldwide, with a success rate that varies from 25% to 50%.

If you have ever considered an insanity plea, note that you must first suffer from a mental disorder. However, what counts as an eligible mental disorder differs from jurisdiction to jurisdiction. One type of mental disorder that tends to be accepted in all jurisdictions, however, are those that lead to a loss of touch with reality. Some jurisdictions have also taken the step to create a list of mental disorders that do not qualify for the insanity plea. See a few of these below:

  •          Sexual perversions
  •          Personality disorders
  •          Voluntary intoxication
  •          Impulse-control disorders

What does divorce mean for your financial future?

Divorce has a visible way of taking everything you thought you understood and flipping it onto its head. As you are working through the legal process of separating from your spouse in Ohio, one of the lessons you may be starting to learn is just how much of an impact your marriage has taken on your financial situation. Now, as you are adjusting to being single again and being financially independent, you may need to reassess how you utilize the money you have. 

One of the biggest mistakes you could make is to turn into an emotional spender. Using your challenging situation as a chance to identify areas, where you could cut your costs, can help you to begin taking control of your future. If you do have children to care for in your home, try to work your budget around child support payments. Do not rely on these payouts as a consistent form of income. This way, you can be prepared in the event your ex is delinquent on payments and you are left to cover childcare costs on your own. 

What are the differences between Chapter 7 and 13 bankruptcy?

To shed financial stress and obtain a fresh start, many Ohio residents have turned to bankruptcy over the years. The most common bankruptcy programs are Chapter 7 and Chapter 13, so how can you know which is right for your situation? According to Experian, Chapter 13 is considered a reorganization bankruptcy and Chapter 7 is referred to as a liquidation bankruptcy.

Chapter 7 is often ideal for those with limited incomes who may not be able to pay back even a portion of their debts. To pay off the debt, most of your property and assets will be sold. With Chapter 13, you can keep your property if you keep up with a repayment plan that was approved by the court.

You can protect your marriage with a prenuptial agreement

Prenuptial agreements are often overlooked by couples in York County who do not realize just how valuable they can be, both for protecting the individuals and protecting the marriage itself. When used correctly, these agreements can strengthen a marriage and allow spouses to create boundaries around personal and marital property.

These are not only tools for the wealthy. A prenuptial agreement can benefit almost any marriage if a couple takes time to build one properly.

Mobility loss following a car crash

When someone is involved in a car wreck, their life may immediately transform in terrible ways. They may be hospitalized and in a great deal of pain, or they may have mental trauma and financial hardships stemming from the wreck. In some instances, people are never able to recover from an accident and the physical consequences of their injuries may follow them for the rest of their lives. For example, some car crash victims struggle with limited mobility, which can disrupt their lives in countless ways.

If you have limited mobility following a motor vehicle collision, you may not be able to perform your job duties any longer. Or, you may be forced to quit a hobby that you have enjoyed for many years, such as surfing, golfing, jogging, bodybuilding or any other number of physical activities. For children, limited mobility may leave them unable to experience their childhood to the fullest and it may prevent them from pursuing their dreams.

Why is budgeting important with chapter 13?

If you’ve recently filed for chapter 13 in Ohio, creating a solid budget should be your next step. Adhering to the terms of your repayment plan is a must. If you’re unable to pay according to the schedule you run the risk of having chapter 13 revoked, which means you’ll be responsible for the total amount of debt you owe. To help you get by, U.S. News & World Report offers the following budget tips.

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